Individual Health Insurance
At Next Step Benefits, I specialize in helping individuals and families find the right ACA health coverage, offering clear guidance, expert advice, and personalized support every step of the way.
Individual ACA Plans
Health insurance is essential for maintaining both financial stability and access to healthcare. For individuals under 65 without employer-sponsored coverage, the Affordable Care Act (ACA) Marketplace offers regulated plans that cover essential health benefits and protect those with pre-existing conditions.
Turning-26 Assistance
Turning 26 marks a major shift in health insurance for many young adults as they age out of their parents’ coverage. Fortunately, several options are available to help you stay insured, including employer-sponsored plans, ACA Marketplace coverage (with a Special Enrollment Period), Medicaid, catastrophic health plans, and COBRA continuation.
Filling the ACA Gaps
Supplemental insurance plans help cover out-of-pocket costs that your primary health insurance doesn’t—such as copayments, deductibles, and non-medical expenses. These plans can include hospital indemnity, critical illness, accident coverage, and more, offering added financial protection and peace of mind during unexpected health events.