Medicare

At Next Step BenefitsI specialize in helping seniors make sense of their options, offering clear guidance, trustworthy advice, and personalized support every step of the way.

Medicare Advantage

Medicare Advantage, also called Medicare Part C, combines the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, and more.

Medicare Supplement

Medicare Supplement, or Medigap insurance, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance. 

Medicare Dental & Vision

Dental and vision plans are additional ancillary products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage.

Prescription Drug Plans

Medicare Part D Prescription Drug Plans (PDP) work in tandem with Original Medicare (Part A and Part B) and Medicare Advantage plans to provide prescription drug coverage. 

Dual Special Needs Plans

D-SNPs are Medicare Advantage plans for people who qualify for both Medicare and Medicaid. These plans offer extra benefits—like dental, vision, transportation, and care coordination—at little to no extra cost.

Filling the Medicare Gaps

Supplemental insurance helps Medicare beneficiaries cover out-of-pocket costs that Medicare doesn’t—like deductibles, copays, and non-medical expenses. Plans may include hospital indemnity, critical illness, or accident coverage, offering extra financial protection when it’s needed most.

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Medicare 101

Many Medicare beneficiaries ask similar questions about Medicare coverage options, benefits, and more. See Medicare 101 for a high-level overview of plan types and options.

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Turning 65

Sixty-five is the year you become eligible for Medicare. Learn what you need to know and do when you turn 65. I'll walk you through the essential facts about this significant milestone.

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Glossary of Medicare Terms

Use this glossary to navigate Medicare more confidently and make informed decisions about your healthcare coverage options.